Archive for July, 2010

Cheap Personal Loan is in Great Demand in the UK

Two facts have always been an integral part of all social systems – miscellaneous human needs and insufficient finances. However, over the years, managing finances have become even more complex. As a result, more and more people are availing credit assistance not only for major and routine monetary requirements, but for convenience and indulgence too.

People are availing loans for varied business requirements; to recover from an adverse credit situation; for education and career development objectives; to revamp the home; for medical and health and beauty treatments; to consolidate multiple debts; for car purchase – new or used; to cover vacation and holiday season expenses; for endless wedding expenses and more.

A personal loan is a financial product for varied personal needs. And, offers customised monetary solutions in both secured and unsecured form. With the advent of ‘buy today and pay later’ norm, people have got into the habit of taking multiple loans. As a result, low rate of interest has become a major benchmark for loan search.

Though the importance of the above-mentioned sub-types is unbeatable, secured personal loan is the most certain way of getting a cheap personal loan in the UK. Availed by pledging collateral, a secured loan is much cheaper than other credit options like unsecured loan and payment cards (credit cards, store cards, charge cards and overdrafts).

As collateral guarantees payback, lenders are able to facilitate the borrowers with cost-effective loan terms and conditions. With benefits like quick attention, high credit limit, competitive low APR, multiple rate plans, different repayment methods and negotiable loan terms and conditions – many borrowers in the UK are opting for secured credit even for small monetary requirements.

In fact, a recent study indicates that secured type of personal loans have the largest market share in the UK loan market. The study also indicates that deals over the Internet are much cheaper as compared to conventional lending institutions, as the overheads of online lenders are comparatively less. However, as loan deals vary greatly, shop around and read the fine print before signing for a cheap personal loan UK.

Anaya Erika

Be the first to comment - What do you think?  Posted by mark - July 31, 2010 at 9:22 pm

Categories: Self-Improvement   Tags:

Consultants Say The Darndest Things!

Part of being in the presentation skills training business is keeping up with current findings and new literature in the field. As any modern day researcher (read: web surfer) knows, this can consume huge amounts of time as each interesting looking hyperlink leads to another, and another, and, well, you know how it works.

Sometimes, our travels are rewarded with gems like the ones that follow. Turns out that ever since Dale Carnegie discovered about a century ago that good public speaking was a process that could be learned rather than inherited, there’s been little shortage of people out there with “good advice” to pass on. Some of these people even take money for it! Anyway, here’s a sample of the wisdom we garnered for free, and its worth every penny!

T.B., a presentation skills consultant writing at, advises:

“Many professional actors and public speakers find that doing light callisthenic exercises in their dressing rooms or a private area can relieve the excess energy. Try running in place, or shaking your arms and legs. Go out for a quick run somewhere, or punch a boxing bag. The trick is to release enough nervous energy to calm your anxieties, but not leave you so stress-free that your speech suffers.”

Problem: When we’re engaged to do public speaking, we often have to wear a suit and tie. It’s been our experience that going out for a run just before we go on stage can often work up a good sweat! If you can help it, while presenting you really never want the audience see you sweat. And the punching bag idea is not always a convenient one. If you’re giving your presentation out-of-town, a full-size Everlast bag does not easily fit in the overhead bins or under the seat in front of you, and can really slow you down when running to catch a flight.

PublicSpeakingSkills Solution: The excess energy people experience when speaking results from adrenaline pulsing through the body, brought on by the classic fight-or-flight syndrome that accompanies fear. The fear needs to be dealt with, not the energy. In our presentation skills seminars, we show participants how many of the techniques they learned in their public speaking “education” actually create, build, and compound normal levels of anxiety.

A.M., another public speaking consultant writing at, advises:

“Some speakers are surprised to learn how limited their view of the audience really is when all the stage lights are turned on. What you might fear as a group of faces staring at you in judgment may just turn out to be an anonymous group of shadows.”

Problem: Call us old-fashioned, but when speaking in public, we don’t feel we’re really relating to our audience best if we can think of them as an “anonymous group of shadows”. If you think not looking at the audience is a good thing, how about just wearing a pair of Blues Brothers shades? Or maybe squinting your eyes really tight, so that the people all become one amorphous blob? Or, better yet, maybe closing your eyes completely!

PublicSpeakingSkills Solution: Actually, learning to adopt proper eye-contact techniques is the key to reducing the self-induced fear factor we spoke of above. More to this point, though, is that to be a truly professional public speaker, to be believed and get your audience behind you, it is essential that you firmly establish eye contact with the individuals in the group.

Ask yourself this: If you’re buying a used car and have questions about its history, do you want the dealer to look you in the eye, or to treat you like an anonymous shadow?

But wait – there’s more!

T. H., author of Essential Managers Series “Making Presentations”, DK Publishing:

“[When public speaking] try to glance at the whole audience at the start so that they feel involved. Sweep your gaze across the entire audience.”

Problem: Yeah, whenever we’ve got a group that we really need to convince, or whenever trust is an issue, the words “glance” and “gaze” come to mind first if we’re thinking eye contact. We believe people feel a certain level of sincerity with a glance or gaze that you just can’t get with that direct, look-me-in-the-eye thing. Also, when we first get up in front of a strange group, we like to get as much visual over-stimulation as possible, just to get that adrenaline pumping at full force!

Public Speaking Skills Solution: The great news here is that when you engage proper presentation skills, its a win-win for all. In all forms of speaking, proper eye contact works for both the audience and the presenter. We show participants the skills required to establish the right amount of contact for every presentation situation; our participants quickly discover for themselves just how comfortable and de-stimulating this can be. In addition, members of the audience feel greater trust, because its hard to believe someone is lying when they look you in the eye.

Finally, one of our favorites:

At, you can take away this useful public speaking tip:

“Without doubt the hardest kind of public speaking format to prepare for is speaking impromptu.”

PublicSpeakingSkills: We don’t think Yogi Berra could have said it any better!

J. Douglas Jefferys

Be the first to comment - What do you think?  Posted by mark - at 9:21 pm

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The Top 5 Best Part Time Jobs That Include Benefits

You may or may not already know this, but there are a whole lot of things that you have to pay attention to when you are looking for a job. These things include the clothes you wear to the interview, your cover letter, your interviewing skills, and your resume to name a few. It can be difficult to keep it all straight. However, with some professional advice these things can all be achieved. Here is some advice:
Read more…

Be the first to comment - What do you think?  Posted by mark - July 30, 2010 at 2:47 pm

Categories: Life Coaching   Tags:

Why Choose A Band Hire For Your Wedding Reception?

One of the items that you will have to add to your already long list of preparations to make, prior to your wedding day, is what type of music you are going to have for the wedding. Depending on the type of wedding you are planning, you will have to decide as to whether a band hire will fit best or if you will utilize a disc jockey to host it. A lot of this planning will be determined initially by the venue you have chosen to house your wedding.
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Be the first to comment - What do you think?  Posted by mark - July 29, 2010 at 3:11 am

Categories: Life Coaching   Tags:

Can You Create the Life You Desire? Yes You Can

Certainly you have heard about creating the life you desire, or about making a miracle for yourself…and, if you are like most people (including me) you were skeptical.  Well, I decided to do the research.

In Esther and Jerry Hicks book, Ask and It Is Given – Learning to Manifest Your Desires, Abraham says, “ You are the vibrational writers of the script of your life-and everyone else in the Universe is playing the part that you have assigned to them.  You can literally script any life that you desire, and the Universe will deliver to you the people, places, and events just as you decide them to be.  For you are the creator of your own experience-you have only to decide it and allow it to be.”

In their book, Money, and the Law of Attraction-Learning Wealth, Health, and Happiness, Abraham says, with absolute clarity, “If this time-space reality has within it the ability to inspire a desire within you, it is absolute that this time-space reality has the ability to yield you a full and satisfying manifestation of that same desire.  It is Law.”

Abraham describes the three universal laws:

1)            The Law Of Attraction – That which is like unto itself is drawn.  However you are feeling about all the situations of your life, all of your desires, creates in you a vibration and the Universe responds to that vibration.  This law is always at work and there is nothing you can do about it.  You cannot influence the Law of Gravity and you cannot influence the Law of Attraction…it simply is and it always works.  Abraham says (in The Law of Attraction), “That which is like itself is drawn. The more you come to understand the power of the Law of Attraction, the more interest you will have in deliberately directing your thoughts–for you get what you think about, whether you want it or not!”

2)            The Science of Deliberate Creation-The Law of Attraction attracts to you according to your vibrations.  Through Deliberate Creation you create better feelings about your life about those things you have and those things you want and move into vibrational harmony with those things, so that you gain control of your life in accordance with the Law of Attraction.  Also in The Law of Attraction, Abraham says, “That which I give thought to and that which I believe or expect — IS. If you will pay attention to the way that you are feeling, then a monitoring of your thoughts is not so necessary. Whenever you are feeling good, know that you are, in that moment, speaking, thinking, or acting in accordance with your intentions — and know that whenever you are feeling bad, you are not aligned with your intentions. In short, whenever there is negative emotion present within you, you are, in that moment, MISCREATING, either through your thought, your word, or your action. And so, the combination of being more deliberate about what you want, more clear about what you intend, and more sensitive to the way you feel is, in essence, what the Deliberate Creative Process is all about.”

3)            The Art of Allowing – If we could just be the pure Source connected energy that is a part of all of us, we would naturally allow, and our desires would naturally manifest.  We would allow ourselves into vibrational harmony with our desire and the Law of Attraction would visibly work immediately.  We have learned, however, any number of ways to keep ourselves, because of our physicality, vibrationally out of alignment or harmony.  The Art of Allowing is the way we allow and help ourselves to continually move up the emotional vibrational scale and move into vibrational harmony with our desires.  Abraham says it (much more clearly), this way, “I am that which I am, and I am willing to allow all others to be that which they are. Rather than trying to get the world to all do the same thing, or to do the things that YOU like, it is a much better plan to put yourself in the position of accepting that everyone has the right to be, do, or have whatever they want; and that you, through the power of your thoughts, will attract unto you only that which is in harmony with you.”

These laws are all there is, and they cover every eventuality.  Now, a number of teachers have created what they claim to be other “laws” that have to do with taking action, how long it takes a desire to manifest, and any number of other things.  There are no other laws…there are a lot of other beliefs.  Not all beliefs are bad, not all beliefs are limiting…some beliefs can be inhibiting however.  And, in my view, there is no reason to complicate life.  When you concentrate on the three Laws (with a capital L), everything else takes care of itself.  The actions will follow as inspired action coming as a consequence of our alignment and harmony and not as acts of desperation trying to influence our alignment. The time it takes desires to manifest will be natural and comfortable. The Universe will take care of the rest.

So, not only can you create the life you desire, or manifest your burning desire, the Universal Laws make it clear that you are, whether you want to or not.  Napoleon Hill and W. Clement Stone were right when they said, “What the mind of man can conceive and believe, it can achieve.”

The moral…go make a miracle today.

Myril C Shaw

Be the first to comment - What do you think?  Posted by mark - July 28, 2010 at 6:25 pm

Categories: Personal Motivation   Tags:

Writing What You Want To Write: Personal Innovation

Most of the important things in the world have been accomplished by people who have kept on trying when there seemed to be no hope at all. – Dale Carnegie

Some of the special skills discussed in writing may have you feeling as if there is really no room for expressing your own personality in your writing. However, there is always a misunderstood need for personal innovation in storytelling. There will always be intriguing stories that defy conventional wisdom.

Children’s author Pamela Jane struggled with the advice she was receiving from others in the field of children’s literature. The suggestion was that Pamela should write about the subjects she knew. She was advised to avoid stories about dolls, fantasy and seasonal titles.

As it turns out, Pamela had just written a story about a doll she had owned as a child and the imagination she used to convey a fantasy Christmas story.

Pamela angrily accepted the advise of her writing friends and set the story aside. However, another friend encouraged her to at least explore the possibility of publishing the story.

“I decided to send it to an obscure regional publisher who might not have heard that seasonal doll fantasies were passé,” says Pamela. However, before the work could be reviewed Pamela was encouraged to send it to a major publishing house.

Pamela did not follow the normal pattern for children’s literature and she did not follow the accepted pattern for cover letters.

The query simply read, “It’s a Christmas fantasy about a little girl and a ballet doll.” Pamela assumed it would to be an automatic refusal so she didn’t attempt to put her best foot forward.

The editor that looked at her sparse cover letter responded with four words that defied the odds, “Please send your story.”

That story, “Noelle of the Nutcracker”, became the first of more than twenty children’s books for Pamela Jane. While she has had more conventional books, her first was one that helped Pamela see that sometimes writing does not need to follow a prescribed formula to connect with a reader.

There are no guarantees in writing, however if you have something that you really believe in follow through with it even if the experts insist you might have it wrong. Accept their advice and then do what you feel you have to do. You might just have a success hiding away on a shelf somewhere.

Scott Lindsay

Be the first to comment - What do you think?  Posted by mark - at 6:25 pm

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Why does ANYONE want public option HC? It ruined every country it is implemented.?

France is moving away from it and trying to become like the U.S.

It fails in all the time in the UK

I PERSONA LY know a soccer coach at my old high school who had to wait 4 hours to see a doctor about his obviously broken arm.

Germany, who socialized it’s health care on a MUCH smaller level, it can’t afford to buy new vaccinations or treatments anymore.

In fact, the United States leads the western world in these categories.

– survival rates for most cancers (sometimes by a 30% margin)
– Survival rates for major diseases
– Fastest health care system (get in, get out, get on with your life)
– Highest number of new treatment plans yearly
– Highest number of new vaccinations yearly
– Most FLEXIBLE Health System (can change to fit the community needs)

Actually you know what… Just ignore all that and call me a crazy right wing tool, it’s what you do best…

At town hall meetings, members of Congress and the President face citizen anger. Democrats and the media are quick to note conservative groups have encouraged opponents of health care reform to voice their concerns, but Democrats often ignore that labor unions favoring nationalized health care also cram these meetings.
Undeterred, Nancy Pelosi and her liberal lieutenants in Congress scream they are victims of right wing scare tactics. In reality, a theocratic conviction that more government always improves conditions makes Democratic Party leadership blind to facts and deaf to reason.

Be the first to comment - What do you think?  Posted by mark - at 12:26 pm

Categories: Life Coaching   Tags:

I am not gay material .Should I become celibate?

Well im no gay material.Though I am gay.

No big tool or good face. Only girls like me as friends.Gays hate me.But I am attracted to gay men.But they are not at all attracted to me.

is there any websites which help groom men.
websites which help gay men with rejection from other gay men.

I tried online with gaylovecoach and gay support but every coach is shocked by my story no one has come across such issues they say every gay man gets good relationships and gets lovers which in my case is zero.

Most gay men love big tools ,which i don’t have and not want it from other gay men too.

The gay media always show good looking fit men with all stereotypical features.

Once a gaytherapist who uses yoga asked me if i am fit externally (no tummy or fat or bad skin or marks )so that i fit into his nude gay classes which shocked i am searching for yoga and he wants fit guys only.

One massage therapist ,guy asked me if i am good looking cause he works only for good looking clients!!!

my head started spinning after all these rejection within the so called "united gay world"!!

13 hours ago
i have started to hate good looking gay men they simply live the best lives,I once dreamed.
all male photographers want them .

Gay porn media has all good lookers stereotypical gays.A big bad gay world is for me.

they say some straight men become gay because of the rejection of women, maybe you’re going to turn straight because of the rejection of men.

Be the first to comment - What do you think?  Posted by mark - at 12:26 pm

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do you enjoy personal development material?

I would like to write only what you want to hear about regarding personal development; how to manage time, how to have a vision, be more powerful in decisions, for example. Would this information be important to you, and if so, what specifically would be of interest to you?

People seem to need guidance for developing self confidence and drive,.

Be the first to comment - What do you think?  Posted by mark - at 12:26 pm

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What Business name should I choose for my Life Coaching Practice?

Wild Life Coaching ?
Peace and Power Coaching ?

I really appreciate your feedback, since I want to know what appeals to people who don’t know me personally or much about coaching.

Thank you so much!!!

I really appreciate your time & attention!! Have a great day!!!


Congratulations on your business. I might think in terms of what reflects who you are deep inside. Perhaps think about what kind of life coach you are, your philosophy and your approach. Another way to think about it is by asking the question, "What does my ideal client look like?" Try to be as specific as possible and you will begin to clarify in you mind what might be an appropriate name.

Be the first to comment - What do you think?  Posted by mark - at 12:25 pm

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