Archive for August, 2010

Fashion Sense And Style For Older Women

It’s really inspirational to know that women in their 60′s these days still take the effort to look fabulous as they were in their 30′s. Wanting to look and feel great is not just for the rich and famous. All ladies have the right to look and feel good about themselves even in their 60′s and beyond. It isn’t so much about wanting to look young, it is more about self care, pride as well as wanting to look and feel great!
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Can you Make Millions in Property Development?

In the highly specialised market of property development you can make millions of dollars with a few well planned projects, properly financed and built on time and to budget.

The problem is, as most developers have experienced, all projects don’t always follow these rules or work out according to the numbers on the feasibility spreadsheets.

As a developer you have probably experienced some of these examples:

The DA always takes longer to get and Councils usually spring some surprises,

The land price is too high and the owner is wanting some of your profit,

The builders pricing is always too high or the contract has tricky out clauses,

The Agents retail sales estimates are never high enough to make the deal work,

The valuers price is less than you thought and the QS pricing is too high,

And to add to that, the bank now wants 60% in pre sales- so there goes more of the profit you thought you were getting,

Then you realise the deal is tight and you are short of funds and may need a joint venture partner or maybe mezzanine funding or a funder who doesn’t need pre sales.

Suddenly those millions of dollars of your money are slipping away!

There is a solution:

At Positive Finance Australia we specialise in taking on and solving some of those challenges for you. We can arrange;

- Land banking finance

- Development finance up to 100% of costs

- Mezzanine finance

- Joint venture partners

- Equity finance

- Finance with or without pre sales.

It’s very simple to try us out;

1: Contact our office and talk us through your project or send your feasibility spreadsheets.

2: We will do a preliminary assessment of your project and provide you with the general terms of a funding arrangement or package.

3; Upon you accepting that these general terms suit your needs we will then start the process to secure these finance arrangements or package for your project.

For a quote or a chat either call us on 1300 POSFIN (767 346) or request a quote

In most cases, the banks offer reduced interest rates such as “Professional Packages” that have a rate reduction of up to 0.70 off their normal variable rate to those clients who they may deem as professional or investment borrowers.

Now is the time for all households to take action and fight back by considering refinancing your current liabilities with the new Bank Buster Home Loan * and save around $185 per month * on your repayments, based on a $300,000 mortgage at the average variable rate.

Compare the following rates to your own rates;

The Bank Buster Home Loans are available for both full documentation 6.90% Variable Rate (7.130% Comparison Rate) applicants. This is not just a Honeymoon Rate. This is a lifetime reduction of 0.90% off the normal variable rate and will only change when the Reserve Bank of Australia changes their rates.

Imagine refinancing your personal and car loans, credit cards and so on into your mortgage and having a better-than-professional rate that will not only allow you to streamline your debts and ease the weekly budget, but it could also save you many years off your mortgage. Or buying a new house perhaps – That extra 0.20% adds up to a lot of extra monthly overheads.

Give us a call now on 1300 POSFIN (767 346) and mention this blog or visit Positive-Finance-Australia.com so we can help stop your hard earned income from disappearing.

* Conditions apply. Comparison rate applies to the example given and is based on a $300,000 loan over 30 years using the current variable rates.

Michael Constantinos
http://www.articlesbase.com/finance-articles/can-you-make-millions-in-property-development-66961.html

Leadership Development For Managers

Research has shown that 80% of every organization investments is spend to improve the human capabilities and promote their interests and 20% of the investments are spend for technological upgrading and production improvements. Entering today the new advanced management practices of knowledge management, investment through people is divided to three general categories.

1. LEARNING ON THE JOB: To develop leadership on the job requires that employees take jobs or project assignments that include leadership responsibilities. Early in a person’s career, working as an individual contributor on team projects provides many opportunities for learning effective leadership. Being a project leader allows an employee to use different types of power and observe how people react to employees attempts to influence them. Team leaders can also ask team members for candid feedback and suggestions for improvement. The rest of the team members can also learn, by observing the relationship between the leader and the team and by practicing the use of referent and expert power.

2. FORMAL ASSESSMENT AND TRAINING: Many organizations ensure that their most talented employees receive formal leadership assessments and attend leadership training programs. These can be conducted in the organization’s own educational facilities, at a college or university, through a computer simulation program managed by human resource companies that play the trainers’ role. Regardless of location, formal assessment and training programs include evaluation of the individual’s current approach to leadership and provide educational experiences designed to improve the individual’s effectiveness as a leader.

3. COACHING AND MENTORING: Whether held at a college campus or at corporations’ premises, most formal leadership development programs take place in traditional classroom settings. Leaders who prefer a more personal approach can hire a personal leadership coach or work with a mentor. Personal coaches can provide an intensive leadership development experience. But they can be quite costly. Few people can afford this method of leadership development. For many managers, having a mentor is more feasible. Mentors are often supervisors or senior colleagues in an organization who provide advice and guidance about a variety of career-related concerns. They can help a manager understand how others respond to his or hers behaviors and point out weaknesses or blind spots. They also serve as role models that a manager can emulate and provide valuable advice concerning the styles of leadership favored in an organization. Finally, they assist a manager in developing leadership capabilities by helping the manager find assignments that will foster on-the-job learning.

Jonathon Hardcastle
http://www.articlesbase.com/affiliate-programs-articles/leadership-development-for-managers-62349.html

What are the best books for helping sales-people develop positive thinking skills and deal with rejection?

I don’t particularly need books on sales techniques. I mostly need books on personal psychology techniques. The individual I’m trying to help is the top salesperson in the company, but she gets discouraged much too easily whenever she has a period of time with few or no sales. She tends to allow that discouragement and pessimism to affect her performance, thus perpetuating the less successful period.

"How to win friens and influence people" by Dale Carnegie

What is the anecdote about the 4 minute mile & the power of positive thinking?

I am being interviewed for a radio program and would like to tell this anecdote as it relates to the topic. It is something like this: for many years running the mile in under four minutes was thought to be physically impossible until someone (Robert Banning?) did it. Within weeks or months several other people did the same, the reason being they now knew that it could be done. The barrier was a mental one not a physical one.
A local radio breakfast program is coming to my work to interview us about our business. Its a free promotion that airs twice weekly in Campbelltown and we have been invited to be on it.
We have transition to school classes for preschoolers designed to teach them to have the confidence to accept challenges and believe in their own abilities by giving them the opportunity to succeed in early literacy & numeracy tasks.
But I googled and got the info! It was Roger Bannister by the way

If im not wrong, there was one another factor that made him to break that record.. his aussie/russian (??) counterpart who had a sporty rivalry with him, chasing him down the line. Within a week, his new record was broken by 1 whole minute, by his rival. So i guess there are few things that work out in life that make us super humans even without our knowledge.. for eg: Bannister wouldnt have thought of breaking the 4 min barrier but just to beat his rival. And the record came along, its a bonus. So i will add "movivation" to your list.

How To Promote Your Dental Practice Website

In this time of recession, supporting businesses have discovered ways to manage hard times and of course try every imaginable marketing trick to obtain more customers or attract leads. So if you are wondering how to promote your dental practice website effectively, this information is the perfect start.
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Business Coach for Massage Therapists Cary Bayer at AMTA Convention

Cary Bayer (http://carybayer.com/), the Business Coach for Massage Therapists, presents “Knowledge for Power and Success,” an inspirational keynote message for massage therapists at their American Massage Therapy Association National Convention.

Cary Bayer is a speaker, author, and Florida & New York life and business coach.

Duration : 0:7:54

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What’s Your Life Purpose? (And, is it written down?)

Your “Life Purpose” is the North Star that guides your life, the compass for all your choices & decisions. Please go to: http://JohnMiltonFogg.com/Coaching to learn more about my Mentor-Coaching and why what I do is NOT about How To or even Why To. My Mentor-Coaching is about WHO TO… who you can BE to live and work with power, passion & joy.
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John Fogg has taught & coached with individuals & companies from Avon, Usana, Quixtar, Mary Kay, Melaleuca, Success University, Herbalife, Pre-paid Legal, Isagenix, Nu Skin Enterprises, Shaklee, Forever Living, Market America, Xango, Tahitian Noni, FreeLife International, Take Shape for Life, Arbonne International, Watkins, Scent-Sations, Sunrider, Send Out Cards, Agel, Freedom Rocks, Mona Vie, Wealth Masters International, Waiora, Max International and more.

In his books, magazines and MasterMind Sessions John has worked the best of the best in the business including Dr. Denis Waitley, Richard Brooke, Kim Klaver, Tim Sales, Art Jonak, Doug Firebaugh, Randy Gage, Bob Burg, John David Mann, Tom Schreiter, Michael Oliver, Len Clements, Rod Nichols, Robert Allen, Jim Rohn, Brian Tracey, Paul Zane Pilzer, Dr. Robin Rushlo, Bo Short, Brian Klemmer, Bob Proctor, Seth Godin, Robert Kiyosaki and million-dollar income earners like Jordan Adler, Donna Johnson, Robert & Donna Fason, Jimmy Smith, Beth Jacobs, Paula Pritchard, John Haremza, Donna Valdes, Orrin Woodward, Dana Collins, Margie Aliprandi, and others.
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Thanks.
I appreciate you.
— John

Duration : 0:4:25

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Coaching Tee Ball

Parents and Coaches of Tee Ball age children. T-Ball University is designed to provide you with the skills you need to coach your child or team to success. Our instantly available video lessons and downloadable coaching forms, practice plans and drills will save you hours of time and allow you to quickly achieve success. Enroll now at www.tballu.com .

Duration : 0:2:9

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6 Steps to Soccer Success – #2 – Passing and Receiving

The second step deals with the all important foundational skill of First Touch Passing and Receiving.

Duration : 0:2:11

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